

DEAR HDB OWNERS…
Do You Know That You Are Sitting On A Gold Mine Which Can Unlock An Early Retirement With Passive Income?
With just a household income of $7,000 & upwards…
Many homeowners have UPGRADED to private properties without touching their savings.
Those with $10K income and upwards have even started owning PASSIVE INCOME generating investment properties.
Would you want to be like them?
Have You Ever Wondered?

- When you can upgrade?
- How much income you need to afford it?
- If upgrading is only for the rich?
What If I Tell You That You Are Not Alone?
Many HDB owners earning $7K and above have approached me before with similar concerns. It is not new and i see many in their 20-40s especially, needing assistance in this area.
With my clear and fact based insights and step-by-step Property Wealth Planning™ strategies, they have since upgraded comfortably to private properties, created passive income streams and have a clear investment road map for the next 5 to 10 years.
How Would It Change Your Life If You Do The Same?
Financial freedom and a comfortable retirement is possible for those who know how.
What you do today can have massive ripple effects on your FINANCIAL FUTURE.
Let’s meet up for a FREE and NON- OBLIGATORY consultation session.

Property Wealth Planning (PWP)™ has been helping property owners like you increase their wealth accumulation capabilities and plan for their financial future.
Join thousands of property owners who have benefited from the low-risk and systematic investment plans that PWP provides.
RETIRE FINANCIALLY FREE
Register for a 1-time FREE and non-obligatory consultation. For a limited period only.
What I Will Cover During The Sharing Session

Property Wealth Plan™
A conservative and achievable plan to help you accumulate wealth quicker.

Financial Analysis
An in-depth analysis of your financial position and upgrading choices.

Funding Requirements
A report of all funds required for stamp duties, legal costs and miscellaneous fees

Investment Analysis Method
A proven analysis method to filter the options in the market and determine the right property for you.

Investment Road Map
Plan ahead for the next 10 years with actionable steps at each phase.

Strategies & Techniques
Real-life strategies that I have used to help clients multiply their property portfolios.
Real Life Case Study #1
(HDB Owner)
Mr and Mrs Lim, both 34 years old, were owners of a 4 room HDB flat. They sought me out to sell their HDB to buy a resale Executive Maisonette.


Property Wealth Planning™
After walking through a detailed financial analysis with them, I recommended them methods to help them accumulate wealth without just relying on their income.
Make Money Work For Them
By using low risk and proven Property Wealth Planning™ strategies, they have since upgraded to a condominium without touching any of their savings and even have $200k set aside in a rainy day fund.
With my systematic investment road map, they even managed to own an investment property 6 months later.

Real Life Case Study #2
(Condominium Owner)


Property Wealth Planning™
Smart Strategies Backed By Research
And this is possible through the rental income from their investment property.

But I have almost fully paid up my HDB. Why should I upgrade?



The Right Method in Using Your CPF Can Make or Break Your Financial Future
Locking your CPF funds in your HDB flat is eating away at your wealth.
With your CPF dumped into your HDB flat, you:



Example:
If $200,000 CPF funds was used to pay for your HDB, at the end of 5 years, you lose $26,600 in interest earnings.
In addition to that, if you sell your HDB after 5 years, you would have to return $226,600 to CPF instead of the $200,000 used earlier on. This means you receive $26,600 less cash proceeds from your total sales proceeds.
To summarize, the longer you hold on to a HDB flat paid using CPF funds, the less interest you earn AND less cash proceeds you will receive.
Is this outcome preventable?
Arrange a non-obligatory consultation with me to find out!

New Financial Possibilities Await You!
Due to a lack of understanding, many clients assume that their dream properties are out of their reach due to worries like age, income, risks etc.
As a Property Wealth Planner™, i provide rigorously researched analysis to lower your risks and creative solutions customized for you.
Sadly, some clients have missed their chance and wished I was there to advise them in the past.
Will you want to have the same regrets when you look back 10 years down the road?
I certainly hope not.

With Property Wealth Planning™ strategies and a guided investment road map from me, you can:

Achieve Financial Freedom
Start working towards a financially free future.

Grow Your Property Portfolio
With safe and proven property wealth planning™ insights and a systematic road map.

Generate Passive Income
With minimal or zero additional financial commitment.

Maintain Rainy Day Reserves
A healthy and financially prudent cash reserve set aside for rainy days.

Retire Earlier Safely
With a secure financial safety net that provides your family peace of mind.
YOU DESERVE A MUCH BETTER LIFE
At this point, you can give up and continue what you are doing but let’s be frank, you won’t still be reading if that’s what you wanted.
All I ask now is for 1 hour of your time. That’s it.
After an hour, you can choose to either walk away or…
TRANSFORM YOUR LIFE FOR THE BETTER.
This 1 hour consultation might just…
CHANGE YOUR LIFE.
Get a limited period 1-time FREE consultation where I will share with you how I have helped many clients, who were in the same situation, grow their wealth.
Fill in your details below to get started!

Hello, I am Stuart Chng.
As a real estate professional, my duty is to help my clients achieve financial freedom and grow their wealth through Property Wealth Planning™.
I believe that with prudent strategies and a clear investment road map, anyone can enjoy a life of abundance and financial stability.

Co-Founder of Navis Living Group
Senior Associate Executive Director of OrangeTee & Tie
CEA Registration No.: R030075Z
Agency License: L3009250K
Contact: +65 9691 9907
Hear From Some Of Our Successful Clients


Jake and Connie Tan
“We are grateful and truly appreciate the effort Stuart has put into selling our HDB flat and then helping us to purchase our 1st private property.
He sold our HDB flat at our expected price within 4 weeks in a lull market which was really impressive! Stuart has immense knowledge of the market and knows the best investments around that are suitable for our family. He was always patient throughout and never pushed us.
With the strategies and road map he has planned out for us, we are confident of how to fund our retirement (hopefully soon!) dreams, and will seek his ongoing advice when we start looking for our investment property.
We highly recommend him to our family and friends, and of course, anyone who needs a trustworthy professional on their side.”
Russell and Corrine Lee
“After selling our 4 room HDB flat for 3 months with another agent, we were getting nowhere and one of our friends introduced us to Stuart. We were skeptical initially but gave him a chance and were very surprised and impressed that he managed to sell it within a month above our asking price!
He advised us patiently and thoroughly through the whole process and helped us realize that we could do much more than our original plan of upgrading to a Executive Maisonette.
With his detailed financial and investment analysis, Stuart helped us to upgrade to a condominium and another investment property within 9 months! On top of that, we also managed to set aside a comfortable reserve fund for rainy days.
I will definitely recommend Stuart to anyone who needs professional marketing and property investment planning services.”

Jake and Connie Tan
“We are grateful and truly appreciate the effort Stuart has put into selling our HDB flat and then helping us to purchase our 1st private property.
He sold our HDB flat at our expected price within 4 weeks in a lull market which was really impressive! Stuart has immense knowledge of the market and knows the best investments around that are suitable for our family. He was always patient throughout and never pushed us.
With the strategies and road map he has planned out for us, we are confident of how to fund our retirement (hopefully soon!) dreams, and will seek his ongoing advice when we start looking for our investment property.
We highly recommend him to our family and friends, and of course, anyone who needs a trustworthy professional on their side.”

Russell and Corrine Lee
“After selling our 4 room HDB flat for 3 months with another agent, we were getting nowhere and one of our friends introduced us to Stuart. We were skeptical initially but gave him a chance and were very surprised and impressed that he managed to sell it within a month above our asking price!
He advised us patiently and thoroughly through the whole process and helped us realize that we could do much more than our original plan of upgrading to a Executive Maisonette.
With his detailed financial and investment analysis, Stuart helped us to upgrade to a condominium and another investment property within 9 months! On top of that, we also managed to set aside a comfortable reserve fund for rainy days.
I will definitely recommend Stuart to anyone who needs professional marketing and property investment planning services.”
Safe & Systematic Solutions for Building Your Property Portfolio
Property Wealth Planners™ are equipped with the most up to date and advanced financing & portfolio structuring techniques in the market. Always ensure that you are advised by trusted professionals in your journey towards financial freedom.
Fancy a Property Agent Career? Call me today!

Let me help you achieve financial freedom safely and predictably.
Let me share with you over a limited period 1-time FREE and non-obligatory consultation.
Disclaimer: The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case.
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